By Tanna M. Friday, sponsored content
TRUSSVILLE — As you’re tackling dust bunnies and cluttered closets in your spring cleaning, don’t forget your insurance policies. They may need to be dusted off and refreshed, too.
Reviewing and adjusting your insurance coverage is an important part of overall financial planning. Deerfoot Insurance Agency, located in Trussville, shares what to look at in each policy.
Do you examine your auto insurance policy at each renewal time? If not, now is the time to review your insurance coverage. Take a look at the summary of your coverage and deductibles.
- Check for collision and comprehensive coverage limits. These cover damage to your own vehicle. If you have collision and comprehensive, are the limits adequate? In the worst case, if your vehicle were totaled, these coverages would pay out only for the value of the vehicle. At Deerfoot Insurance, we can help you determine what is right coverage to insure your vehicle with a peace of mind.
- Check your liability limits. Are they high enough to adequately cover you in case you cause an accident? If you’ve simply renewed the same policy for many years, you might be underinsured.
- Check your deductibles on collision and comprehensive, if you have those coverages. If your deductible is low — like $500 — this could be a savings opportunity. Switching to a higher amount, such as $1,500, will reduce your premiums. Don’t worry, Deerfoot Insurance can help you find the right coverage for your budget.
Make sure all your vehicles have current insurance cards in them. You’ll want to have the current card handy in case there’s an accident. Deerfoot Insurance can assist you with finding the right auto insurance for customers looking for full coverage, liability, SR-22, classic car, and recreational vehicle auto insurance.
Your home or property might be your biggest asset, so examining your current property insurance is important.
- Check your deductibles. Are they what you expect? In many areas of the country, property insurers have been switching customers from flat dollar-amount deductibles to percentage-based deductibles. Ask Deerfoot Insurance to see what is right for you.
Remember renter’s insurance is just as important as home insurance. Deerfoot Insurance Agency provides property insurance for homeowners, dwelling fire, renovations, vacant, landlord and tenant. In addition to property insurance, getting the right coverage for your business is equally important. Deerfoot Insurance offers commercial insurance for general liability, professional liability, workers compensation, commercial auto, trucking-for-hire, and bonds.
Getting the best insurance
When it comes to insurance and protection, the first thing you need to consider is the coverage. You want something that will cover a lot when it is necessary. The overall goal, shares Deerfoot Insurance owner, Bill Stuman, is to start fresh right away instead of scrambling after being struck by a disaster.
Deerfoot Insurance Agency, established in 1999, has been committed to providing Alabama customers with competitive insurance pricing and quality customer service. With the slogan of ‘insuring a bright future,’ this agency makes it their mission to help their customers find the right insurance plans for a peace-of-mind.
“Customer service is the lifeline of our agency,” said Stuman. “We are committed to customer service and searching for the best policy to make sure that they’re always covered correctly.”
As an independent agent, Deerfoot Insurance Agency combines products provided by the more respected insurance providers into a custom package that meets your personal or business needs.
“We want to be insurance advisors and concentrate on the right coverage for your budget,” said Stuman.
Insurance policies protect against financial disaster, whether it’s from a car crash or a house fire. Having your policies up to date is even more important than having a clean basement. So, when you are spring cleaning, take a moment to call Deerfoot Insurance to review your policies at (205) 655-1020.
Deerfoot Insurance is located at 8170 Gadsden Highway in Trussville and is open on Monday through Thursday from 8:30 a.m. to 4:30 p.m. and Friday from 8:30 a.m. to 4:30 p.m. For more information, visit their website at www.deerfootins.com.Deerfoot Ins Ad